Question 1

How often will you email me?

Accepted Answer

After each RBI policy decision, about six times a year, plus at most one other email every two weeks.

Question 2

Can I stop the emails?

Accepted Answer

Yes. Every email has an unsubscribe link that works in one click.

Repo alerts

Repo-linked (EBLR): your rate rises by the same 0.25% at the next reset date, unless your lender holds back some of it. Resets happen at least once every three months, so expect the change within about three months of 7 October.
MCLR-linked: your lender's own cost of funds drives the rate and it resets on its own date, often every six or twelve months. The effect arrives later and may be smaller. Our guide to [[blog:eblr-vs-mclr-home-loan|EBLR and MCLR]] explains the difference.
Fixed rate: nothing changes until the fixed period ends.

Common questions