Who we areBuilt to save you money.
About us
Most borrowers never read their loan paper, and most lenders never call to say a cheaper rate exists. We built LoanCheckup to change that.
Why we built this
A home loan lasts 20 years. A small gap in rate, a charge buried in the fine print, or a repo rate cut that never reached your EMI can quietly cost lakhs, and nobody on the other side of the table has a reason to tell you.
LoanCheckup reads your loan paper in plain words, shows what you could save with the working in front of you, and gives you the exact questions to ask your lender. The people behind it have spent over ten years in lending and credit risk at banks and NBFCs in India, and know how lenders price and decide.
What you can do here
Am I overpaying? Is my rate fair? Switch or stay? Read your KFS in plain words.
Pay off sooner, test a rate rise, see your cost after tax.
An email after every RBI decision. Rates other borrowers really got.
Every loan in one place, with a saving report for each and a nudge when it pays to call your lender.
How we make money
From a paid account for people who want every loan tracked. No lender, bank or comparison site pays us, and we take no commission. That is why we can tell you to stay with your lender when staying is the right answer.
What we promise
- Private by default. The free tools run in your browser. We do not see your loan.
- Show the working. Every result says how it was worked out. See how we calculate.
- Honest about limits. Estimates are labelled estimates, and every rate shows its date.
- No tricks. No fake countdowns, no hidden charges, and a plan never renews without your say-so.
- Fix mistakes fast. If you spot one, tell us.
Talk to us
Ideas, mistakes, a tool you wish existed? Contact us. We read every message. If you wrote to your lender, tell us what happened.